Polka Mishra, Partner and Managing Director on Money FM 89.3

Our Partner Polka Mishra joined MONEY FM 89.3 Wealth Tracker with Hongbin Jeong to discuss why many DIY investors continue to underperform despite access to zero-commission trading and unlimited information.

Key themes from the discussion included:
✅ Why underperformance is often a systemic issue, rather than a one-off outcome
✅ How emotional decision-making and short-term reactions can erode long-term returns
✅The difference between stock selection and true portfolio construction
✅How increased activity is often mistaken for progress

🗺️This is where a clear investment framework becomes essential.

A framework that starts with defining life goals, translates those goals into an appropriate portfolio, and is supported by regular reviews and check-ins ensures that decisions remain aligned through market cycles and life changes.

At Javelin, we believe investing is a reflection of thoughtful planning and deliberate decision-making.
It should be guided by clarity of purpose, disciplined execution, and aligned with your wealth plan and life plan.

🔗Listen to the full conversation on: https://omny.fm/shows/moneyfm-evening-show/wealth-tracker-why-diy-investors-often-undervalue-what-really-drives-their-returns

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